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Sofi Review (2025)

Build a diversified portfolio and start investing

1,721 Reviews
 

What Does SoFi Offer to Stock Traders?

SoFi is a modern financial platform designed for investors who want simplicity, value, and growth potential. Whether you’re just starting out or expanding your portfolio, SoFi’s stock trading features offer powerful tools with zero commission fees. With expert financial planning and a user-friendly interface, SoFi gives you the confidence to build your future with flexible investments and personalized guidance.


Pros & Cons

  • Check Icon Zero-commission trading on stocks, ETFs, and IPOs
  • Check Icon Free access to certified financial planners
  • Check Icon No account minimum required to get started
  • Check Icon Clean, intuitive interface for desktop and mobile
  • Cancel Icon Crypto and margin trading are not available for all users

Sofi at a Glance

Exceptional
9.8

Account Minimum

10.0

$0 to start — great for beginners

Investment Products

9.8

Stocks, ETFs, IPOs, robo-investing

Support & Tools

9.6

24/7 virtual assistant, certified planners

Ease of Use

9.9

Highly intuitive and mobile-friendly interface

Reputation

9.7

A+ BBB rating, strong Trustpilot reviews

Platform Features

9.5

Fractional shares, recurring investments

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Sofi in a Nutshell

Feature Details
Stock Trading $0 commission
Automated Investing $1 minimum
Financial Planning Free with membership

What’s Included in SoFi’s Trading Platform?

SoFi Invest includes a comprehensive range of features to support both beginner and seasoned traders:

  • $0 commission stock, ETF, and IPO investing
  • Certified financial planners available to all members
  • Virtual assistant support available 24/7
  • User-friendly mobile and desktop trading platform
  • Access to fractional shares and SoFi’s automated investing options

FAQs

Does SoFi charge trading fees?

No. SoFi offers commission-free trading on stocks, ETFs, and IPOs, with no account minimum required.

Is SoFi good for beginners?

Yes. With easy onboarding, intuitive tools, and access to real financial planners, SoFi is ideal for new investors.

Can I invest in fractional shares with SoFi?

Absolutely. SoFi allows you to purchase slices of stocks, making it easier to diversify even with a small budget.

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Trustpilot reviews

See what some customers are saying about Sofi

Exceptional • 1,320 Reviews

  • Excellent
    92%
  • Great
    83%
  • Average
    70%
  • Poor
    58%
  • Bad
    49%

We display between 100 and 400 verified Trustpilot reviews for SoFi each day, showcasing them from highest to lowest rating by default. You can sort the reviews by different criteria to match your preferences. For the full list, feel free to browse all SoFi reviews directly on Trustpilot’s website.

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SoFi

24 hours ago

Brent

The team at SoFi made opening my trading account incredibly easy. Everything was clear and streamlined. Highly recommend!

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SoFi

24 hours ago

Mike

Smooth platform overall, but response times from support could be a bit faster. Still a great option for beginners.

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SoFi

2 days ago

Anna

SoFi’s investing tools are easy to use, and their financial planning service is a huge bonus. Very happy so far.

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SoFi

24 hours ago

Brian

Loved the clean app design and fast onboarding. SoFi keeps things simple without cutting corners.

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SoFi

24 hours ago

Nick

Great experience using SoFi to start investing. A few app bugs here and there, but overall very intuitive.